Our Agents
At the Charvat Insurance Agency, we want to help our business owners’ protect what they’ve worked very hard for.
Let us help you evaluate your insurance needs and find the coverage that is tailored to your specific business and its insurance needs. Here are some of the services we offer to business owners.
Cord Z. Charvat
Owner and Agent
918-999-0322
ccharvat@aca.aaa.com
Licensed AAA Agent specializing in all types of insurance. Cord has been married to his wife Amanda for 11 years. They are both very active in our community and in church. He is a graduate and former football player at Northeastern State University in Tahlequah, Oklahoma. His primary purpose and passion in life is helping people. Cord strives to provide excellent customer service and treats his clients as part of his extended family. Operating this way has allowed Cord to become one of the most successful insurance agents in Oklahoma. His goal is to find his customers the best policy coverage at the most competitive price while working with his clients in a professional and thoughtful manner.
Cing Muang (Sarah)
Customer Service Agent
918-872-8105
Sarah is a licensed customer service agent at AAA Charvat Agency. Sarah was born in Tedim, a humble small village in Myanmar. Her family moved to Malaysia at the age of 10 and she spent most of her childhood in Malaysia. Her family immigrated to the US in late 2023 and they now live in Tulsa, OK. Sarah loves hanging out with her close ones, watching movies and volunteering at church during her free time. Sarah is a foodie, and her all-time favorite is Asian food. Sarah is fluent in 3 languages, Zomi, Burmese and English.
Daniel Badilla
Sale Agent
918-872-8105
dbadilla@aca.aaa.com
Daniel is a licensed sale agent at Charvat AAA agency. Daniel is an avid soccer player and enjoys going to the gym when time allows. His goals in life are to grow not only in work but as a person. He is a firm believer that hard work and persistence is the first step to success. Daniel is fluent in Spanish and English.
Teresa Escobedo
Sale Agent
918-872-8105
tescobedo@aca.aaa.com
Teresa is a licensed sale agent at the Charvat AAA agency. Teresa was born in Mexico and raised in Tulsa, Oklahoma. She is fluent in both Spanish and English. Teresa currently lives in Broken Arrow, OK with her husband, Edgar, and their three kids. Her background in managing inventory and supply for a large corporation prepared her well to work in the fast-paced insurance environment. She approaches her tasks with a great attitude, enthusiasm, and the willingness to go the extra mile to make sure every customer is completely taken care of.
Kim Hatzaw
Service Agent and Assistant
918-872-8105
khatzaw@aca.aaa.com
Kim is a licensed insurance agent specialized in all transactional needs, and policy changes. Kim is from Myanmar and her family came to US when she was 12 and currently lives in Jenks, Oklahoma. Kim enjoys going to the gym, watching movies and spending time with her family and friends. Kim has been with the agency since 2019. Kim is fluent in both English and Zomi.
Josue Hernandez
Sale Agent
918-872-8105
JHernandez2@aca.aaa.com
Josue is a licensed sale agent at the Charvat AAA Agency. He was born in Laredo, Texas before moving to Tulsa. Josue is known for his good work ethic and that being positive will help you overcome anything and everything. In his personal time he enjoys nature & personal fitness. Josue is fluent in both Spanish and English.
Cynthia Miller
Customer Service Agent
918-872-8105
cmiller6@aca.aaa.com
Cynthia Miller is a licensed customer service agent at the Charvat AAA agency. Cynthia has been married to her husband Ramey of 25 years and they have two amazing adult children together. Her background in a high-volume customer service environment has prepared her well to best serve our valued customers. Cynthia’s punctuality and attention to detail benefits our customers and team. Cynthia has great enthusiasm to take care of your insurance needs.
Vanessa Ramirez
Sale Agent
918-872-8105
VRamirez@aca.aaa.com
Vanessa is a licensed sale agent at the Charvat AAA Agency. Vanessa was born in Tulsa and lived in Owasso all of her life. She graduated from Owasso High School and played flute for 7 years. Vanessa enjoys the outdoors, going to the gym and spending time with her family. She takes joy in helping others, especially the Hispanic community. Her compassion and positivity, at work and outside of work is a great asset for our customers and our team. Vanessa is fluent in both Spanish and English.
Kevin Bailey
Sale Agent
918-872-8105
KWilliamsBailey@aca.aaa.com
Kevin is a licensed sale agent at Charvat AAA Agency. Kevin is married to his wife, LaVera Williams Bailey who also works in the same industry as a claims adjuster. Kevin graduated from Northeastern State University with his business management degree and played on the NSU football team with Cord. Kevin spent 10 plus years as a Retail Store Manager at Walgreens and a Territory Manager with US Foods. Kevin loves team building and developing new talent. He loves meeting new people and strive to give the best service to our customers.
Nelly Duenas
Customer Service Agent
918-872-8105
Nelly is a licensed customer service agent at AAA Charvat Agency. She was born and raised in OKC. She recently relocated to Tulsa with her fiancé in look for better opportunities and new experience. Nelly loves reading nonfiction books, eating & learning/exploring new things. Nelly is fluent in both English and Spanish.
Victor Galeas
Sale Agent
918-872-8105
VGaleas@aca.aaa.com
Victor is a licensed sale agent at Charvat AAA Agency. When he is not helping customers, you can find Vik scoring goals at your nearest soccer field. Vik always looks at obstacles in life as a blessing to learn something new or to grow as a person. Vik’s attention to details and knowledge in insurance helps our customers find the best policy coverage. In his free time, he likes to volunteer at dog shelters. Vik is fluent in both Spanish and English.
Vianney Delgadillo (V)
Customer Service Agent
918-872-8105
gdelgadillo@aca.aaa.com
V is a licensed customer service agent at AAA Charvat Agency. She was born in Guadalajara with a Hispanic mom and a Chinese dad. V loves nature and animals and spends her time taking care of her plants. V loves watching horror movies and Halloween is her favorite holiday. V is fluent in both English and Spanish.
Hall of Fame
Kevin M. Christian
Kevin Christian worked at Charvat Insurance from 2017-2022. He was a top salesman for the entirety of his career.
Kevin’s relatable personality aided him in training team members with ease and helped them feel adequately prepared for their new position. His commitment and dependability is irreplaceable to our team.
Kevin was a caring father to two daughters and one son. His favorite hobbies included fitness, driving luxury vehicles, and enjoying new experiences.
Kevin passed away in October 2022. As a team, we are both grateful for his time with us and saddened by his absence. Kevin will be greatly missed. We will always remember him as kind, fun, and hard working.
Michael E. Potts
Our passion is using this time to enhance and expand our adventures as we absorb, and hopefully spread, as much love and happiness as we are able.
One of the most surprising benefits of this new chapter is having the time to think, ponder and recognize what is most important in my life.
I am excited and committed to learn more about love, life, friends, blessings, and obstacles.
Life is AMAZING!!!
Michael retired from Charvat Insurance in 2022. We congratulate him and wish him the best on his retirement.